We clear through National Financial Services LLC (NFS), a Fidelity Investments Company. Through them, we can offer representatives a wide variety of products and services.

ePLANNING Securities, Inc., has entered into an agreement with National Financial Services LLC (NFS), a Fidelity Investments Company, for the execution and settlement of securities transactions. Through them, we are able to offer a variety of products and services that are integrated into a suite of technology applications.

As of September 30, 2006, NFS has over 70,000 representatives who collectively place over 165,000 commissionable trades per day across more than 5 million accounts. NFS has over 600 billion in assets in custody.

Securities in accounts carried by National Financial Services LLC are protected in accordance with the Securities Investor Protection Corporation (SIPC) up to $500,000 (including cash claims limited to $100,000). For details see www.sipc.com. NFS has arranged for additional protection for cash and covered securities to supplement its SIPC coverage. This additional protection covers total account net equity in excess of the $500,000/$100,000 coverage provided by SIPC. Neither coverage protects against a decline in the market value of securities.