What is ePIN?
ePIN is a unique strategic alliance of independent organizations, working together towards the common goal of offering ePLANNING Representatives the greatest advantage possible in the insurance marketplace. The underlying common bond of the ePIN network is ePLANNING Securities and its highly trained well experienced field representatives. The concept of developing services that can be used by the inch or by the mile, with any variation in between is unique to ePLANNING, and offers its representatives the opportunity to choose from a menu of services, products and marketing concepts which will be the right fit for each representative. While many firms claim to offer these opportunities, they do not support them to level that have been developed by this network. The ePIN network offers representatives a rich environment which affords its members classroom education, direct contact with marketing specialist, comprehensive web support and field support of seasoned sales personnel. The representative can choose the support that best fits and integrates with their practice, as well as the products and services which are right for their clientele. Our network offers all this while paying out some of the highest commission levels available in the industry, and qualifying for the stock bonus plan available to ePLANNING representatives.

Why Create ePIN?
The purpose of ePIN is to give the representative the selling edge that they need in order to win in the competitive marketplace. It is very difficult for representatives to know where and how to find the best products to fit a planning situation. The carriers are constantly changing portfolios, and new products appear almost daily, leaving reps lost in a sea of choices. The support that the rep receives through ePIN will not only help them to choose the best product, but they will know why it is the best product for their situation, as well as what the competition is offering and how to beat it. Our support staff is knowledgeable and seasoned with many years of both field and back office experience. We even offer the ability to have a rep partner with a seasoned veteran to present new or complex planning ideas to their clients in the field. The answer of why we the created ePIN network is simple, we want our reps to be the very best that they can be, and offer their clients the best solutions for their planning needs.

Who Are The ePIN Partners?
The ePIN network consists of a group of partners who have independently excelled in their niche marketing areas. All of these partners have been screened by the ePLANNING staff, and taken the time to demonstrate their commitment to the success of each and every ePLANNING representative. As an ePIN rep, you have the ability to work directly with these marketing firms, and have contact with a service person that will help you resolve planning, underwriting, servicing and compensation issues. The network is supported by firms on both the east coast and west coast, which means that you have support eleven hours each day with direct contact, and seven by twenty four with web support. These firms each have seasoned personnel who specialize in different areas of expertise, which means you get the very best answers to your tough questions.

ePIN Partners:


First Choice Brokerage
www.rdnisbet.com
Phone: 888-522-2413
Contact: Ron Nisbet


CFC Insurance
www.cfcinsurance.com
Phone: 800-999-6122
Contact: Steve Horvath


Innovative Concepts
www.invconcepts.com
Phone: 412-292-1244
Contact: Kenneth J. Bojarski, CLU


How to Utilize ePIN
The first step towards utilizing the network is getting signed-up. This can be accomplished by contacting the Nisbet organization and asking for Henry Hammond.. Registration is simple and easy, and will give you access to the network resources. The next step is licensing with specific carriers, and this can be accomplished online, once you have registered with the network.

What carriers are involved with ePIN?
The following is a partial list of current carriers:

Life Carriers:
Allianz, American General, American National, AXA, Banner Life, Empire General, First Colony, F&G, ING, Jefferson Pilot, John Hancock, Lincoln Benefit, Lincoln National; Mass Mutual, Met Life, New York Life, Pacific Life, Prudential, Sun Life, Travelers, West Coast Life

Annuity Carriers:
Allianz, American General, American Equity, American National, First Colony, F&G, Jefferson Pilot, Lincoln Benefit, MONY, North American, Presidential Life, Sun Life (Keyport), USA & United of Omaha

LTC & DI:
Allianz, GE Financial, John Hancock, Met Life, Principal, Prudential & Union Central

What Products Does ePIN Support?

The following is a partial list of current products and supported marketing concepts;
this is constantly growing and being updated.

Life Insurance:
Universal Life
Term Life
Variable Life
Equity Index Life
Joint & Survivor
Perm Term Comparisons
Premium Finance Life Insurance (proprietary products)
ESOP
Business Continuation
Estate Planning
Generational Transfer Techniques
Non Qualified Benefits

Annuity Products:
Fixed Products
Variable Products
Equity Index

Health Products:
Long Term Care
Critical Illness
Facility Care

Pension Products:
401(k)
419
403b
Profit Sharing

We look forward to meeting with you and helping you to work successfully with your clients.